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1Pain pointVietnamAgribank Plus

Frequent maintenance blocks transactions and incoming transfers arrive late

The Agribank Plus app is plagued by frequent and persistent technical issues, leading to transaction failures and significant user frustration. Customers report a lack of responsiveness from the bank in addressing these problems, resulting in a negative overall experience.

People in the last 30 days
39of 215
Stable
Latest post 06 Nov 2026 · index 49.5
2Pain pointVietnamTechcombank Mobile

Frequent Errors and Slow Access

Users are experiencing significant frustration with the app due to frequent loading errors and slow access, which disrupts their ability to complete transactions. Many report that the app is stuck in a loading loop, making it increasingly difficult to use when needed.

People in the last 30 days
33of 70
Stable
Latest post 06 Nov 2026 · index 52.0
3Pain pointVietnamBanking & Payment Apps

Banking: Login and Authentication Failures

Users are experiencing difficulties accessing and using online banking services due to authentication issues and system errors, resulting in an inability to perform important transactions. They frequently encounter problems such as forgotten passwords, not receiving OTP codes, and complex authentication requests, leading to inconvenience and frustration.

People in the last 30 days
24of 127
Stable
Latest post 06 Nov 2026 · index 47.9
4Pain pointVietnamBanking & Payment Apps

Banking: Ongoing and Unstable Payment Errors

Users are experiencing frequent and frustrating issues with their banking app, including transaction errors, unexpected fees, and poor customer support. These problems lead to significant inconvenience and dissatisfaction, prompting users to consider switching banks.

People in the last 30 days
21of 108
Stable
Latest post 06 Nov 2026 · index 46.5
5Pain pointVietnamVCB Digibank

Frequent Banking App Errors

Users consistently face critical errors with the banking app, particularly during important transactions like money transfers. These issues include slow response times, login failures, and frequent crashes, leading to significant frustration.

People in the last 30 days
20of 199
Stable
Latest post 03 Nov 2026 · index 47.9
6Pain pointVietnamBanking & Payment Apps

Banking: Lack of Clear and Timely Notifications

Users are facing significant issues with not receiving important notifications related to financial transactions, resulting in funds being inaccessible. At the same time, they are also dealing with the annoyance of unwanted advertising notifications, with no ability to turn them off or remove them, which detracts from their overall banking app experience.

People in the last 30 days
14of 97
Stable
Latest post 06 Nov 2026 · index 46.5
7Pain pointVietnamBIDV SmartBanking

Notification Badges Won't Clear and App Crashes on Launch

The shared underlying problem is that users of the BIDV SmartBanking app experience persistent notification issues, where the app indicates there are unread notifications despite there being none. This leads to frustration and dissatisfaction, as users feel misled by the app's notification system.

People in the last 30 days
11of 170
Stable
Latest post 02 Nov 2026 · index 48.6
8Pain pointVietnamBanking & Payment Apps

Banks: Poor customer support, no one answers the phone

Customers are experiencing significant difficulties in receiving timely and effective support from their banks, with issues ranging from unresponsive customer service to inadequate assistance for app-related problems. This lack of support leads to frustration and dissatisfaction, as customers are often left without solutions or proper guidance.

People in the last 30 days
11of 49
Stable
Latest post 03 Nov 2026 · index 43.2
9Pain pointVietnamBanking & Payment Apps

Banking: Failed Update Version

Users are experiencing significant issues with app updates, including failure to display update buttons, app crashes upon launching after updates, and persistent error messages that hinder access to banking services. These problems reflect a lack of effective testing and communication from the banks, leading to frustration and dissatisfaction among customers.

People in the last 30 days
9of 48
Stable
Latest post 30 Oct 2026 · index 43.5
10Pain pointVietnamVNPT Money

Payments: Transaction Errors and Delayed Refunds

Users experience transaction errors and delayed refunds when using payment apps. These issues include money being deducted without being credited, slow refund processes, and lack of support from customer service.

People in the last 30 days
6of 47
Stable
Latest post 06 Nov 2026 · index 50.3
11Pain pointVietnamBanking & Payment Apps

Banking: Excessive Advertising Frustrates Customers

Users are frustrated by excessive and intrusive advertising in fintech applications, which disrupt their experience and hinder essential functions like money transfers. The prevalence of spam messages and pop-up ads contributes to a negative perception of banking apps, leading to dissatisfaction among customers.

People in the last 30 days
5of 13
Stable
Latest post 30 Oct 2026 · index 46.1
12Pain pointVietnamBanking & Payment Apps

Payment: Poor and Delayed Customer Support

Customers are experiencing significant frustration due to inadequate and slow customer support services, with limited channels for assistance and unresponsive communication. This has led to unresolved issues, transaction failures, and a general lack of effective problem resolution, resulting in a poor overall user experience.

People in the last 30 days
3of 29
Stable
Latest post 26 Oct 2026 · index 39.6
13Pain pointVietnamACB ONE

Frequent Crashes in Banking App

The problem is that the app experiences frequent crashes and persistent errors, making it difficult for users to complete transactions and navigate the interface. This results in a frustrating user experience, with many users expressing dissatisfaction and labeling the app as poorly designed and unreliable.

People in the last 30 days
2of 97
Declining
Latest post 28 Oct 2026 · index 41.1
14Pain pointVietnamVNPT Money

Payment: Continuous update requirements are a hassle

Frequent and mandatory updates of the application are causing significant inconvenience for users, disrupting their ability to access the app when needed. This persistent requirement for updates not only wastes users' time but also leads to frustration, especially during urgent situations.

People in the last 30 days
2of 31
Stable
Latest post 27 Oct 2026 · index 38.8
15Pain pointVietnamAgribank Plus

Agribank Plus App Usability Issues

Users are experiencing significant frustrations with the Agribank Plus app, citing issues such as frequent errors during money transfers and cumbersome password reset processes that require in-person visits to the bank. Additionally, the app's design and functionality are criticized as inadequate, leading to a poor user experience overall.

People in the last 30 days
2of 14
Stable
Latest post 05 Nov 2026 · index 47.5
16Pain pointVietnamBanking & Payment Apps

Banking: Overly Complex and Confusing User Guides

The problem is the excessive complexity and confusion surrounding the use of fintech banking applications and services. Users are frustrated by complicated processes, unclear instructions, and additional costs associated with transactions and troubleshooting.

People in the last 30 days
2of 11
Stable
Latest post 30 Oct 2026 · index 42.5
17Pain pointVietnamTPBank Mobile

Inaccessible Bank Accounts

Users are experiencing significant issues with accessing their accounts and utilizing financial services, leading to frustration and inability to complete transactions. Common problems include application lag, errors in account creation, and frequent system failures during critical tasks like payments and money transfers.

People in the last 30 days
2of 9
Stable
Latest post 24 Oct 2026 · index 37.3
18Pain pointVietnamBanking & Payment Apps

Banking: VNeID linking and app integration failures

Users experience persistent technical failures, system errors, and forced branch visits when attempting to link banking apps with national identification systems (VNeID) or third-party services. Additionally, outdated app versions and integration glitches prevent customers from completing basic digital transactions and account setups smoothly.

People in the last 30 days
2of 8
Stable
Latest post 06 Nov 2026 · index 44.0
19Pain pointVietnamBanking & Payment Apps

Payment: Unsuccessful Bank Connections

Users are experiencing significant frustration with the inability to successfully link their bank accounts to various payment apps, often encountering persistent errors and lack of support. This issue is compounded by misleading information regarding available bank connections and inadequate app functionality, leading to a poor user experience.

People in the last 30 days
1of 24
Stable
Latest post 13 Oct 2026 · index 45.4
20Pain pointVietnamACB ONE

Unblock Developer Mode for Banking App

Users are experiencing significant inconvenience with the ACB ONE app due to its restriction on devices with Developer Mode enabled, which prevents them from using the app effectively. This issue is particularly frustrating for IT professionals and developers who rely on the app for banking transactions, as they are forced to reset their devices after each use.

People in the last 30 days
1of 17
Stable
Latest post 30 Oct 2026 · index 36.0
21Pain pointVietnamAgribank Plus

Mandatory minimum balance and multiple monthly fees

Users are experiencing significant frustration with a fintech app due to issues such as inability to transfer funds, lack of transparency, and excessive fees. These problems contribute to a perception of the app as unreliable and poorly designed, leading to dissatisfaction among customers.

People in the last 30 days
1of 11
Stable
Latest post 15 Oct 2026 · index 36.9
22Pain pointVietnamACB ONE

Canceling Bank Cards Due to Poor App Performance

Users are experiencing significant frustration with their banking app, which frequently malfunctions and fails to provide necessary notifications for transactions. This has led many to consider canceling their accounts due to the poor service and reliability issues.

People in the last 30 days
1of 10
Stable
Latest post 30 Oct 2026 · index 40.7
23Pain pointVietnamACB ONE

Login fails with correct credentials

Users experience persistent login failures and infinite loading screens on the fintech application. These technical barriers prevent them from accessing their accounts to complete essential financial transactions and transfers.

People in the last 30 days
1of 8
Stable
Latest post 18 Oct 2026 · index 42.6
24Pain pointVietnamBIDV Smart OTP

Challenges with Money Transfer Application

Users find the BIDV Smart OTP application overly complicated and frustrating, leading to difficulties in performing basic transactions like transferring money. Many users express dissatisfaction with frequent errors and a lack of clear guidance, resulting in a negative experience that may drive them to consider switching to other banks.

People in the last 30 days
0of 189
Quiet
Latest post 17 Jan 2026 · index 31.0
25Pain pointVietnamBanking & Payment Apps

Agribank transfer failure where funds are not received

Customers encounter transaction errors when transferring money via Agribank, where the system reports the transfer as successful but the recipient does not receive the funds. They need to know how to handle this error situation when it occurs.

People in the last 30 days
0of 89
Quiet
Latest post 08 Jul 2026 · index 30.4
26Pain pointVietnamVNPT Money

Frequent Payment Errors

Frequent payment errors occur when users attempt to make transactions through various apps, leading to frustration and unresolved issues. Inadequate customer support fails to effectively address these problems, leaving users dissatisfied and unable to complete their payments.

People in the last 30 days
0of 47
Quiet
Latest post 02 Sept 2026 · index 27.2
27Pain pointVietnamVNPAY Merchant

Challenges in VNPAY Merchant Registration

Users are facing significant challenges when trying to register for the VNPAY Merchant app, as the registration process is convoluted and often leads to dead ends. Many report being unable to access the registration form, encountering repeated redirects, and facing errors that prevent account creation.

People in the last 30 days
0of 35
Quiet
Latest post 03 Jul 2026 · index 29.5
28Pain pointVietnamBanking & Payment Apps

Payment: Frequent login & authentication errors

Users face significant challenges with the login and authentication processes, which are often complicated, error-prone, and lacking essential features like account registration and password recovery. This results in frustration and a negative user experience, leading to difficulties in accessing services and managing accounts effectively.

People in the last 30 days
0of 29
Declining
Latest post 06 Oct 2026 · index 30.1
29Pain pointVietnamACB SafeKey

Inefficient Banking App

The app experiences significant usability issues, leading to frustration among users. Many find it ineffective and cumbersome, often requiring them to visit physical locations for services that should be accessible online.

People in the last 30 days
0of 26
Quiet
Latest post 12 Jan 2026 · index 29.3
30Pain pointVietnamBanking & Payment Apps

Frequent Transaction Errors in Money Transfers

Users are experiencing frequent transaction errors and difficulties when attempting to transfer money using the Agribank platform. Common issues include the absence of transaction verification methods, failure to display recipient details, and delays in processing transfers, leading to frustration among customers.

People in the last 30 days
0of 17
Quiet
Latest post 14 Nov 2025 · index 27.4
31Pain pointVietnamBIDV SmartBanking

Unexpected account and SMS fee deductions

BIDV SmartBanking faces significant issues with poor service quality and customer support, leading to dissatisfaction among users. The platform is criticized for its unreliable functionality, difficult interface, and inadequate product offerings.

People in the last 30 days
0of 9
Stable
Latest post 14 Sept 2026 · index 25.7
32Pain pointVietnamAgribank Plus

App crashes immediately upon opening

Users are experiencing login issues with the Agribank Plus app specifically on the iPhone 18 Pro Max. The app fails to function properly, causing users to be repeatedly logged out or unable to access it altogether.

People in the last 30 days
0of 8
Declining
Latest post 24 Sept 2026 · index 24.3
33Pain pointVietnamVCB Digibank

App crashes immediately upon opening

There is a recurring issue with the VCB Digibank app crashing on the iPhone 18 Pro Max, often within 10 seconds of use. Users are expressing frustration over the lack of fixes for this persistent problem, which has been reported since the beta version.

People in the last 30 days
0of 8
Declining
Latest post 23 Sept 2026 · index 24.8
34Pain pointVietnamACB ONE

Unexplained Automatic Deductions

Customers are experiencing unauthorized and unclear deductions from their accounts, often without prior notification or explanation. Despite reaching out for assistance, they find the responses inadequate and the issues persist, leading to frustration over perceived mismanagement and high fees.

People in the last 30 days
0of 8
Quiet
Latest post 07 Sept 2026 · index 25.7