Banking: Excessive Advertising Frustrates Customers
Users are frustrated by excessive and intrusive advertising in fintech applications, which disrupt their experience and hinder essential functions like money transfers. The prevalence of spam messages and pop-up ads contributes to a negative perception of banking apps, leading to dissatisfaction among customers.
8 different people have complained about this since 11 Jul 2019, most recently on 09 Oct 2026.
- “K sáng tạo như techcom mà cứ suốt ngày quảng cáo ngân hàng số 1 với chả số 2 đông nam á.”
- “Nhưng ý tưởng đem Popup quảng cáo vào trong app của ACB cực kì tệ, làm cản trở thao tác chuyển tiền của mình trong app, và những thao tác khác.”
- “quảng cáo quá nhìu còn ra phim cho quảng cáo nghe nhìu t càng bực mình”
8 people in 8 posts across 2 sources · demand low, pain low, competition low
The pain
shares of 8 quoted postsWhat goes wrong, and for whom
- Who
- 8 people using ACB ONE, VCB Digibank, BIDV SmartBanking and BIDV Smart OTP
- What goes wrong
- Wastes time13% of posts
- How bad
- 88% of posts are complaints · pain score low (39/100)
- Since
- 11 Jul 2019 → 09 Oct 2026
Is this a startup idea?
Not directly. These are complaints about a product or service people already use — the fix belongs first to that provider.
- Complaints are about
- ACB ONE, VCB Digibank, BIDV SmartBanking and BIDV Smart OTP
- Looking for something else
- 0% want an alternative · 0% ask the provider for a feature
- What the numbers say
- Almost nobody is looking for a different product — people want this provider to fix it, not a new option.
The pain — what people say
Their asks, who is writing, and the posts themselves
What people were doing
Every post behind this page, by what its author was doing — and when each one was written
- Complaint788%
- About price113%
Sources
8 signals · 2 sources
Evidence
Raw public posts behind this opportunity — click through to the original
…uyển mấy đồng bạc quá phức tạp lằng nhằng. Hệ thống vận hành quá kém. K sáng tạo như techcom mà cứ suốt ngày quảng cáo ngân hàng số 1 với chả số 2 đông nam á. Quỳ lạy
…Gỡ Popup quảng cáo Mình không kì vọng nhiều ở UI/UX ở banking app. Nhưng ý tưởng đem Popup quảng cáo vào trong app của ACB cực kì tệ, làm cản trở thao tác chuyển tiền của mình trong app, và những thao tác khác. Không hiểu đội product bên này sao lại đặt pop up như web phim lậu
Techcombank Mobile quảng cáo quá nhìu còn ra phim cho quảng cáo nghe nhìu t càng bực mình
FrustratedACB ONE — Ngân hàng cổ phần nhưng lợi dụng khách hàng để quảng cáo trá hình Mỗi lần chuyển khoán, màn hình Bill chuyển khoản lúc nào cũng hiển thị quảng cáo. Gửi cái bill cho khách hàng mà ngại hết ACB. Làm việc chuyên nghiệp lên ACB à. Đừng dùng KH để QC như vậy.
VCB Digibank — App nặng nề App size ngày càng phình to, đến phiên bản hiện tại đã là 425MB, nặng nề, chiếm nhiều bộ nhớ, nhồi nhét nhiều quảng cáo,... Hãy tối ưu về dưới 300MB như VNeID tích hợp bao nhiêu thứ ? Nhưng chỉ 107MB!!!
Problem clusters
Distinct problems aggregated into this opportunity
Show 2 more ↓Show fewer ↑
Market and score
Products already there, how the score moved, and what it is made of
Opportunity history
Every score change is stored as a snapshot — click a sub-score to overlay it
Why did it move?
Needs at least two snapshots
No movement recorded yet
A second snapshot is needed to explain a change.
How the score was measured39 measured values behind the seven sub-scores · each shows the value, then the points it earned out of 100Show ↓Hide ↑
Questions about this idea
- Is Banking: Excessive Advertising Frustrates Customers a startup idea?
- Not directly. These are complaints about a product or service people already use, and the fix belongs first to that provider. The page shows what is frustrating users and how badly — not an open market to start a company in.
- How many people have this problem?
- 8 different people described it independently, in 8 mentions, the earliest from 11 Jul 2019 and the most recent from 09 Oct 2026. The quotes, with dates and links to the originals, are in the Evidence section.
- Is this problem getting worse?
- Current status: stable — mentioned at a steady rate. Momentum is 60/100, measured as how often it is mentioned recently compared with before.
Adjacent opportunities
Nearest neighbours by embedding similarity
Have you run into this?
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