OpportunityMarket home
Banking & Payment Apps opportunities·tracked since 07 Nov 2026·evidence from 15 Jan 2023·latest post 06 Nov 2026

Banking: VNeID linking and app integration failures

Users experience persistent technical failures, system errors, and forced branch visits when attempting to link banking apps with national identification systems (VNeID) or third-party services. Additionally, outdated app versions and integration glitches prevent customers from completing basic digital transactions and account setups smoothly.

8 different people have complained about this since 15 Jan 2023, most recently on 06 Nov 2026. 2 of them in the last 30 days.

  • user·d507· Google Play· 6d agooriginal ↗
    “ngân hàng ko chịu cập nhập bản mới , khách mới mua điện thoaj xong mà ko chuỷen dc tiền , cứ báo do thíe bị , bản cập nhập của ngân hàng thấp ko tuong thich với máy đề nghị ngân hàng cập nhập ứng dụng để dc tích hợp…”
  • user·fe12· App Store· 18 Jun 2026original ↗
    “Vì yêu cầu của công ty nên tôi cần mở tài khoản BIDV nhưng mở tài khoản dù liên kết với VNeID hay sử dụng Căn cước đều lỗi và app bảo phải đến chi nhánh để làm, rất phiền phức và mất thời gian nhé, mong app hỗ trợ đăng…”
  • user·9338· Google Play· 17 Sept 2026original ↗
    “Chưa từng thấy cái áp lừa đảo như cái này bát mình liên kết vneid liên kễt xong hêt rồi mà vẫn khg vào xem đc gì lừa đảo vừa v thôi nhá”
See every post behind this page ↓Hit this yourself? Say what you use instead →

8 people in 8 posts across 2 sources · 2 in the last 30 days, 1 in the 30 before

Pain pointStable
People in the last 30 days
2
1 in the 30 days before · 8 in all
Posts per week, last 16 weeks · 2 in the past 4 · the last 2 weeks are still coming in

The pain

shares of 8 people

What goes wrong, and for whom

Who
8 people using Agribank Plus, BIDV SmartBanking, ACB ONE and ACB SafeKey
Since
15 Jan 2023 → 06 Nov 2026

Is this a startup idea?

Not directly. These are complaints about a product or service people already use — the fix belongs first to that provider.

Complaints are about
Agribank Plus, BIDV SmartBanking, ACB ONE and ACB SafeKey
Looking for something else
0% want an alternative · 13% ask the provider for a feature
What the numbers say
Almost nobody is looking for a different product — people want this provider to fix it, not a new option.
Build a prototype from thisA landing page written from these 8 complaints by 8 people.50 credits · sign in →
1

The pain — what people say

Their asks, who is writing, and the posts themselves

What people were doing

Every post behind this page, by what its author was doing — and when each one was written

8posts
  • Complaint788%
  • Request113%
15 Jan 20238 posts06 Nov 2026

Sources

8 signals · 2 sources

Google Play4
App Store4
Only public content is collected, author names are stored as one-way hashes, and every excerpt links back to its original post.

Evidence

Raw public posts behind this opportunity — click through to the original

  • user·d507Google PlayGoogle Play VN/Ngân hàng·6d ago·Complaintsource ↗

    Agribank Plus ngân hàng ko chịu cập nhập bản mới , khách mới mua điện thoaj xong mà ko chuỷen dc tiền , cứ báo do thíe bị , bản cập nhập của ngân hàng thấp ko tuong thich với máy đề nghị ngân hàng cập nhập ứng dụng để dc tích hợp .chứ giao dịch suốt ngày mà cư báo lỗi bục mình

    FrustratedDoesn't work
  • user·fe12App StoreApp Store VN/Ngân hàng·18 Jun 2026·Complaintsource ↗

    BIDV SmartBanking — Lỗi app, mở tài khoản lâu Vì yêu cầu của công ty nên tôi cần mở tài khoản BIDV nhưng mở tài khoản dù liên kết với VNeID hay sử dụng Căn cước đều lỗi và app bảo phải đến chi nhánh để làm, rất phiền phức và mất thời gian nhé, mong app hỗ trợ đăng ký onl, chứ đã xác thực VNeID rồi còn bắt đến chi…

    Wastes time
  • user·9338Google PlayGoogle Play VN/Ngân hàng·17 Sept 2026·Complaintsource ↗

    Techcombank Mobile Chưa từng thấy cái áp lừa đảo như cái này bát mình liên kết vneid liên kễt xong hêt rồi mà vẫn khg vào xem đc gì lừa đảo vừa v thôi nhá

    Strong complaint
  • user·608fApp StoreApp Store VN/Ngân hàng·15 Jan 2023·Complaintsource ↗

    ACB SafeKey — Safekey tồi Tích hợp safekey với Acb One làm chi 3 ngày lỗi 3 lần. Quá tệ. Xài Safekey riêng 3 năm nay chưa hề lỗi 1 lần.

    Strong complaint
  • user·8d0bApp StoreApp Store VN/Ngân hàng·29 Mar 2026·Complaintsource ↗

    ACB ONE — Không có liên kết vơi vnid như lon vay Tệ

3 more evidence rowsSign in — it's free
2

Market and score

Products already there, how the score moved, and what it is made of

Opportunity history

Every score change is stored as a snapshot — click a sub-score to overlay it

Why did it move?

Score unchanged at 43.8 · 07 Nov 2026, 17:00 → 18:15 UTC

Score attributionSign in — it's free
How the score was measured
39 measured values behind the seven sub-scores · each shows the value, then the points it earned out of 100
Show ↓
Market size
Distinct people affected8 → 29
Distinct communities1 → 17
Distinct sources1 → 35
Adjacent categories1 → 32
Regions / languages1 → 28
Competition
Existing products5 → 50
New entrants (90d)1 → 26
Funded players0 → 0
Market maturity3.2 → 35
Incumbent activity44.1 → 44
Momentum
Period-over-period growth0 → 40
Latest period growth100 → 96
Sustained trend1.3 → 45
Acceleration15.7 → 69
Monetization
Stated willingness to pay7.5 → 8
Existing paid products4 → 45
Pricing complaints0 → 0
Business context0 → 0
Pain
Complaint intensity46.5 → 47
Complaint frequency100 → 100
Negative sentiment-58 → 58
Willingness to switch0 → 0
Willingness to pay7.5 → 8
Urgency12.3 → 12
Repeat complaints0 → 0
Demand
Mention volume2 → 15
Explicit requests1 → 13
Distinct people2 → 17
Questions asked0 → 0
Alternative searches0 → 0
Feature requests0 → 0
Discussion growth100 → 98
Evidence
Evidence volume8 → 27
Source diversity2 → 55
Source credibility71 → 71
Extraction confidence35.9 → 36
Duplicate rate0 → 100
Freshness1.4 → 93
Cluster cohesion100 → 100

Questions about this idea

Is Banking: VNeID linking and app integration failures a startup idea?
Not directly. These are complaints about a product or service people already use, and the fix belongs first to that provider. The page shows what is frustrating users and how badly — not an open market to start a company in.
How many people have this problem?
8 different people described it independently, in 8 mentions, the earliest from 15 Jan 2023 and the most recent from 06 Nov 2026. The quotes, with dates and links to the originals, are in the Evidence section.
Is this problem getting worse?
Status: steady — no change the counts can show. 2 people raised it in the last 30 days and 1 in the 30 days before; the status compares its share of everything collected from the same source, so collecting more or less cannot create a trend.

Adjacent opportunities

Nearest neighbours by embedding similarity

Have you run into this?

Written by readers, except comments marked Team, which are ours. Not part of the evidence above and not counted in any score.

No replies yet — be the first

Create a free account to answer — it takes a few seconds and brings you back here. Already have one? Sign in

No comments yet

If you have run into this problem, what did you try?