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Research reports·Banking & Payment Apps·16 Oct 2026

Frequent Login and Authentication Errors in Banking Apps

The data indicates significant issues in banking and payment apps, particularly with login and authentication failures, which scored 53.0. Customer support also remains a critical concern, with poor service and delays highlighted across multiple entries.

#1Banking & Payment Apps

Ngân hàng: Lỗi đăng nhập và xác thực không thành công

Người dùng gặp khó khăn trong việc truy cập và sử dụng dịch vụ ngân hàng trực tuyến do các vấn đề liên quan đến xác thực và lỗi hệ thống, dẫn đến việc không thể thực hiện giao dịch quan trọng. Họ thường xuyên phải đối mặt với việc quên mật khẩu, không nhận được mã OTP, và các yêu cầu xác thực phức tạp, gây ra sự bất tiện và bực bội.

Opportunity Score
53.0
Demand
49.9
Competition
26.3
Evidence
106 signals
#2Banking & Payment Apps

Thanh toán: Hỗ trợ khách hàng quá tệ và chậm trễ

Customers are experiencing significant frustration due to inadequate and slow customer support services, with limited channels for assistance and unresponsive communication. This has led to unresolved issues, transaction failures, and a general lack of effective problem resolution, resulting in a poor overall user experience.

Opportunity Score
52.8
Demand
29.5
Competition
26.3
Evidence
27 signals
#3Banking & Payment Apps

Agribank Plus thường xuyên gặp lỗi

The Agribank Plus app is plagued by frequent and persistent technical issues, leading to transaction failures and significant user frustration. Customers report a lack of responsiveness from the bank in addressing these problems, resulting in a negative overall experience.

Opportunity Score
52.6
Demand
43.2
Competition
35.5
Evidence
184 signals
#4Banking & Payment Apps

Ngân hàng: Hỗ trợ khách hàng kém, không ai nghe máy

Customers are experiencing significant difficulties in receiving timely and effective support from their banks, with issues ranging from unresponsive customer service to inadequate assistance for app-related problems. This lack of support leads to frustration and dissatisfaction, as customers are often left without solutions or proper guidance.

Opportunity Score
52.0
Demand
41.9
Competition
26.3
Evidence
40 signals
#5Banking & Payment Apps

Ngân hàng: Cập nhật phiên bản không thành công

Users are experiencing significant issues with app updates, including failure to display update buttons, app crashes upon launching after updates, and persistent error messages that hinder access to banking services. These problems reflect a lack of effective testing and communication from the banks, leading to frustration and dissatisfaction among customers.

Opportunity Score
51.7
Demand
40.4
Competition
26.3
Evidence
42 signals
#6Banking & Payment Apps

App thường xuyên lỗi và chậm truy cập

Users are experiencing significant frustration with the app due to frequent loading errors and slow access, which disrupts their ability to complete transactions. Many report that the app is stuck in a loading loop, making it increasingly difficult to use when needed.

Opportunity Score
51.3
Demand
43.4
Competition
26.3
Evidence
26 signals
#7Banking & Payment Apps

Thanh toán: Giao dịch lỗi và hoàn tiền chậm trễ

Users experience transaction errors and delayed refunds when using payment apps. These issues include money being deducted without being credited, slow refund processes, and lack of support from customer service.

Opportunity Score
50.7
Demand
18.2
Competition
24.7
Evidence
42 signals
#8Banking & Payment Apps

Lỗi thông báo không chính xác trong ứng dụng

Users of the BIDV SmartBanking app experience persistent notification issues, where the app indicates there are unread notifications despite there being none. This leads to frustration and dissatisfaction, as users feel misled by the app's notification system.

Opportunity Score
50.2
Demand
40.3
Competition
26.3
Evidence
159 signals
#9Banking & Payment Apps

Ứng dụng ngân hàng lỗi liên tục

The problem is that the app experiences frequent crashes and persistent errors, making it difficult for users to complete transactions and navigate the interface. This results in a frustrating user experience, with many users expressing dissatisfaction and labeling the app as poorly designed and unreliable.

Opportunity Score
48.8
Demand
29.0
Competition
24.7
Evidence
96 signals
#10Banking & Payment Apps

Ngân hàng: Lỗi thanh toán liên tục và không ổn định

Users are experiencing frequent and frustrating issues with their banking app, including transaction errors, unexpected fees, and poor customer support. These problems lead to significant inconvenience and dissatisfaction, prompting users to consider switching banks.

Opportunity Score
48.8
Demand
42.2
Competition
29.3
Evidence
90 signals

How these numbers are produced

Every figure above is counted, not estimated

Scores come from the deterministic engine described in the methodology, run over public posts collected from Reddit, GitHub, Hacker News and other open sources. The figures in this report are a snapshot from the day it was written and are not updated afterwards; the linked pages carry the current values. Read the methodology →

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