What users complain about in Xero Accounting for business
207 people complained about Xero Accounting for business in App Store & Google Play reviews rated 1–3 stars (02 Aug 2011 – 05 Nov 2026), 3 of them in the last 30 days. Most reported: missing core desktop functionality (30%); no access to human customer support (15%); login and 2fa authentication failures (13%).
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What goes wrong in Xero Accounting for business
Each review is sorted by what it says fails. Counts are people; the share is of all 207 people who complained.
Missing core desktop functionality
30%63 people · 0 in the last 30 days · latest 19 Sept 2026
“So yes, I can see balances etc, however I would like to be able to raise / create / approve Purchase Orders for instance. When I or my staff are out of the office, it would be very handy to be able to raise a PO or PO request so when an invoice is received, it can be allocated a…”v7.20.02 more reviews
“The Xero mobile app falls short of expectations, especially for a premium accounting software. While the web platform is excellent, the app lacks essential functionality, making it frustrating to use. My biggest issue is the inability to select custom date ranges for Profit and…”v10.69.0“app is very feature poor. so many things id like to be able to do from the app that just aren't there. I open the app look something up then realise I can't do what I want and the open the website. surely you should build the same functionality into the app as there is in the we…”No access to human customer support
15%31 people · 3 in the last 30 days · latest 8d ago
“Been using Xero for a few years after moving over from Sage. Mostly very intuitive to use. I think it’s a little pricey for the lack of customer support. With Sage, they respond very quickly and very helpful. Xero, ages to reply and mostly send you to the ‘help’ pages. Biggest g…”v10.88.22 more reviews
“After repeated attempts to, access account, contact support, etc etc. was unable to recieve ANY adequate support, leave messages, request help etc etc. worst experience I have had with any higher level company or software. My advice? avoid this sofware solution, save your time a…”v10.73.3“They collect your data, make it difficult or maybe impossible to close your account and delete your data. No delete button, no customer service. Hint: you have to read an unrelated self help article to even be allowed to email a robot about your delete request. Seems like they a…”v10.68.0Login and 2FA authentication failures
13%26 people · 2 in the last 30 days · latest 21d ago
“Frustrating. I use Xero desktop all the time and thought I’d try the app. A waste of time as it doesn’t allow login with secret questions. I don’t have mobile coverage so 2 factor authentication isn’t an option! The developers tried to assist. Their response: As you've found, yo…”v7.5.02 more reviews
“I was trying the software till it got me to that screen where it asked for authentication. I couldn’t go through. It really s+$&#@@#$. Why making it so complicated? I’m looking for a way to do what I have to do quickly, no headaches, 0 stars”v10.2.0“Used to be the best. I got locked out when they started requiring authenticator apps to log in and my employer didn’t allow that. Ended up moving everything over to zipbooks.”v9.13.1App crashes or freezes on launch
9%18 people · 0 in the last 30 days · latest 23 Aug 2026
“Love Xero on the web, but this app is unfortunately useless. The only app on my iPhone that either freezes the phone so I have to turn it off and back on or crashes immediately after launch.”v2.132 more reviews
“The app is definitely helpful and mostly good to use when it comes to writing up invoices and keep track of business expenses. But the actual app it self crashes way too much freezes up while in use. I’ll be considering other accounting options if this continues.”v10.106.0“Coming from quickbooks thinking it would be similar. I mean the app crashes constantly, stripe partner is terrible for payments, nothing but headaches since day 1. DO NOT recommend”v10.102.0Frequent price increases without loyalty discounts
7%15 people · 0 in the last 30 days · latest 22 Aug 2026
“It works but ends up Expensive. Discounts for new customers but no loyalty discount. It would be good to get some pricing relief for longterm customers”v10.93.02 more reviews
“They keep putting the price up, but add no new useful features. For example, invoice emails contain the amount at the top of the email in very large bold text to the point at which it's vulgar. There's no way of removing it and they don't seem to care about it as a feature reque…”“Xero is all advertising, don’t waste your money. Decided to post this review after once again being logged out of the app due to terrible UI design. Intuit quickbooks offers much better value. Do not buy Xero.”v8.3.0Receipt photo upload broken or crashes
7%14 people · 0 in the last 30 days · latest 17 Jun 2026
“Functional app companion to the paid software service, however, recent update broke key function of receipt photo upload. Need better QA.”v1.3.12 more reviews
“The app is useless on the latest iOS. Can’t upload photos without the app crashing out so receipt and invoice logging is impossible. Needs fixing.”v10.88.0“I was very excited about this app given my accountants constant wish that I keep up with expenses regularly. Taking photos & logging when on the move seemed perfect but it has not worked out that way for me. My first attempt was thwarted by my not being on wifi, it could not sav…”v1.0Bank feeds fail to sync
6%12 people · 0 in the last 30 days · latest 05 Jul 2026
“I have Xero on my desk top but putting it on the iPhone is a complete waste of time. I logged in it said my bank accounts were overdrawn they are not it said I have not sent any invoices I have. I tried to link bank accounts and it just went round in circles log on to bank ok lo…”v10.103.22 more reviews
“While i really like the website functionality, and give Xero 5 stars, this app is of no use whatsoever. Because the bank account cannot be refreshed, you are always looking at old balance information, which is pointless. Until they release a version with better functionality, st…”v2.17.2“No support, absolutely horrific software. Can't import account information. Can't reconcile. It literally can't do anything that Google spreadsheets can do? You have to manually input account balances (like Spreadsheet) and then manually input expenses. So, it's overpriced sprea…”Touch ID and biometrics freeze app
5%10 people · 0 in the last 30 days · latest 04 Aug 2016
“Freezes when touch I.D is used”v2.4.12 more reviews
“IOS Touch ID log in keeps crashing the phone, I have to hard reset my phone every time this happens - very frustrating”v2.5.2“This app has taken a massive step backward in the current version. The Touch ID is inconsistent at best. It crashes my iPhone half the time and is an inconvenience as opposed to a tool intended for increased productivity. Avoid is my advice.”v2.5.2Cannot send or edit invoices
3%7 people · 0 in the last 30 days · latest 03 Aug 2026
“Why on earth would Xero approve an invoice in app when I select share! I did not select approve. Now I have to void the invoice which is a bad look. How do I share a draft invoice from the app? Small but quite major flaw. - - Honestly the developer has mistaken my comment becaus…”v7.16.02 more reviews
“I keep getting an error that says can’t display invoice on mobile log into xero.com to access invoices. I’ve tried updating the app, uninstalling and reinstalling and nothing is working”v10.91.1“A bug on the invoicing system where you cannot email a customer an outstanding invoice is still not fixed despite Xero knowing about this for months now. It makes the mobile invoicing side of Xero impossible to use. Time to look at other softwares who have a product team that ca…”v10.86.0Slow loading pages and laggy interface
3%6 people · 0 in the last 30 days · latest 06 Jul 2026
“Too slow loading pages at times”v8.6.12 more reviews
“Slow at creating invoices and adding payments, Not worth the money and the annual increase in pricing is a kick in the guts. Never again!”v10.103.2“The app is slow, and it often fails to upload. Consequently, I have to manually create an invoice for each customer. Additionally, the inventory is inaccurate because the product count after sales is incorrect. This issue even affects the BAS report, causing me to pay more tax t…”v10.91.1Incorrect paywall blocks access
2%4 people · 0 in the last 30 days · latest 16 Apr 2026
“I have a xero account through my company and when I log in to the app it shows me a paywall forcing me to chose a plan to gain access with no work around. I don’t need a plan, my company pays for a plan, I can access my account fine on the desktop and on mobile chrome so why not…”v10.97.12 more reviews
“Just downloaded the app and paid for the subscription only for the app to crash and is forcing me behind another paywall without allowing me to access even though I have a subscription”v10.91.1“I download the app chose my plan paid for subscription and then it just freezes never had chance to add business details in feels like a con”v10.91.1Additional one month cancellation fee
1%3 people · 0 in the last 30 days · latest 20 Nov 2025
“Buyer beware. Xero charges an additional 1 month fee BEYOND your cancelation request. So if you plan to close your account, you will need to know 2 months in advance because they charge for the following month AFTER your cancel date.”v8.11.02 more reviews
“Their customer service is nonexistent and horrible. I have been called a number of times to upsell me but I can't get ahold of a live human at all.ive been being charged $90 a month and haven't used it at ALL!!! And to top it off they require 30 day notice....For what exactly???…”“It is overpriced for what it does. Doesn’t sync well with bank accounts. Customer service is mediocre at best. You need to go through a chat to engage with them. One would think that an app that manages all your expanses and bank accounts you could contact CS more easily but no……”v10.23.0
8% of complaints say only that the app is bad, without saying what fails; they count as complaints but under no issue. A review can report more than one issue, so the shares do not add up to 100%.
What each release brought
Complaints per App Store version, newest first, with the issue reported most against it. A new version has had fewer days to collect complaints, so compare what is reported more than how much.
- v10.109.0No issue reported more than once3 complaints · 19 Sept 2026
- v10.106.0Most reported: Frequent price increases without loyalty discounts (2)4 complaints · 03 Aug 2026
- v10.103.2No issue reported more than once4 complaints · 05 Jul 2026
- v10.102.0Most reported: Missing core desktop functionality (2)5 complaints · 15 Jun 2026
- v10.101.0Most reported: App crashes or freezes on launch (2)3 complaints · 08 Jun 2026
- v10.99.0No issue reported more than once3 complaints · 09 May 2026
- v10.97.1No issue reported more than once3 complaints · 10 Apr 2026
- v10.93.0No issue reported more than once3 complaints · 30 Jan 2026
- v10.91.1Most reported: App crashes or freezes on launch (2)5 complaints · 07 Dec 2025
- v8.16.0No issue reported more than once3 complaints · 05 May 2021
- v8.12.0Most reported: No access to human customer support (2)4 complaints · 21 Mar 2021
- v8.11.0No issue reported more than once3 complaints · 27 Feb 2021
The reviews themselves
40 of 209 complaints: the ones that say what fails first, newest first. Every one links to the review on the store.
I am not able to download my invoices as pdf docs. I have escalated this to the help desk with little resolution to the problem. even after following all their steps I still can't download the invoices as PDFs
I am so sick of this app and lack of human help when not being able to login to the mobile version!
Horrible customer service
If you need to speak to someone other than AI it is the most frustrating process. I have now been charge twice for the subscription because had so much trouble even setting up the MFA and did not want to pay $15 a month to use the zero verification. If you would like simple communication when you need assistance I would avoid using Xero.
Over rated
Downloaded this based upon all the reviews but whilst setting it up you can't even format an address properly to look professional. Attempted to log in via desktop which means downloading another ap to do so and still can't format the address on invoice template to look like it hasn't been designed by a 3 year old. Unsure if this is due to being a UK address rather than US but any which way I will be deleting the ap and subscription's as it just doesn't work!
Limited functionality
This app does a lot less than just using the website on mobile. Unclear on its purpose.
STILL not added - why can't the app show this?! Please add a "VAT Return Status" to the dashboard on the home screen. Notifications as reminders would be really helpful too...
app is very feature poor. so many things id like to be able to do from the app that just aren't there. I open the app look something up then realise I can't do what I want and the open the website. surely you should build the same functionality into the app as there is in the website
stop randomly logging me out, you evil demon app. I have the right password and email, and yet when I try to get back in, it makes me authenticate myself. fine, that's fine, i get that, but when I've completed that, you STILL dont let me into my account, "your device has been verified" well, then let me back in????? why are you torturing me????? boutta start screaming. I hate technology!!!!!!!! gonna sell everything and move into the woods
Great app but major bugs
The app is definitely helpful and mostly good to use when it comes to writing up invoices and keep track of business expenses. But the actual app it self crashes way too much freezes up while in use. I’ll be considering other accounting options if this continues.
I hate the way that this company just increases their prices constantly. now paying triple the amount i signed up for and also the app can't do reoccurring invoices. glitches all the time. I've had enough, not putting up with it anymore.
This App is useless
Every time I had to use it, I needed to be near the computer screen to verify that it is me using it… if I need to send a quote quickly on the go, amend an invoice or something else… I can’t rely on it because I simply can’t log. The security code to enter the app has 4 digits but the digits on the authentication app has four, if I enter my own phone password, it logs me out for 5 minutes… the software itself if fiddly, expensive and not so user friendly… horrible looking invoices with very little customisation allowed. If you think you’ll make your life easier, keep looking, this app is not for you. If you think it’ll make it easier for your clients to pay for the invoice, just know that there’s an extra fee for the service plus they keep a percentage of the total amount you are getting paid.
Clunky, pedantic, picky and expensive. Priced in such a way that the cheapest tier is practically useless for anyone except those with the smallest of businesses. The second tier which many small businesses use, is filled with bloat that is of no use to sole traders, but does not have enough features for a medium to large business. You always need the next tier and price rises seem to happen quite often. Every update just seems to reorder the interface, nothing more.
The paths for sections in Xero don't match their articles and this causes lots of work if you are running your own business. Strongly suggest against using Xero if you are not savvy in tech and this software as you will end up paying thousands of pounds to an accountant to fix issues for you. In addition, when you migrate to Xero, the software adds extra thousands to your VAT returns and there is no way to fix it unless you pay an accountant to do everything for you.
BAS
I am finding it impossible to locate where to do my bas since the update a few months ago. I have clicked on every button available and I cannot find it, therefore I now need to turn on my laptop and do it from there instead, a 5 minute job is now stressful as my laptop is old, one of the reasons why I got XERO on the iPad, I can take it anywhere and quick to do the BAS. disappointed to say the least
From bad to worse
App was working fine for a year on my ipad pro, after an update a few months ago when they added a useless numeric keyboard for the quantity and price section, it doesn’t let me send invoices! Keyboard shows up and disappears straight away, have to use the iphone to complete a basic invoice and send it! Tech support doesn’t even have a number to call, the app doesn’t work properly and they keep milking me £44.40 a month! Time to look for a replacement as the developers seem to be asleep and sending out updates without properly testing them.
Printing invoices
very frustrating trying to print a paper record of an invoice received
client paid into stripe account. as per usual we wasted close to 120hrs and staff trying to resolve how stripe was there and if xero can restore my account back. The mild english speaking xero attendant was less than helpful but did email me to do it myself and said the affiliate "isnt her business to deal with and toncontact stripe directly" I asked her if she has contacted stripe on behalf of other customers, she said No I said no wouldnt have because there is no contact available ANYWHERE!!!
“Trust this device” button doesn’t work
When signing in on my MacBook computer, I tick the box “trust this device” yet it doesn’t actually work. Every time you have to do the 2FA again and it hasn’t trusted your device like it should. Please fix asap as it’s super annoying
Poor experience/don’t recommend
I have found navigating your app confusing. I signed up for a free trial and tried to cancel when I realised I couldn’t use it. I couldn’t find a way to cancel and it slipped my mind (I have disabilities too and I’m doing the best I can with poor executive functioning). When I got charged at the end of the free trial I again couldn’t find a way to cancel. When I typed in my issue. No response matched mine. I was frustrated and upset not knowing how to cancel. Somehow I found some way to email… I explained my issue and I was told in black and white terms the rule your end ie no refund, 30 days cancellation notice required, etc, and no openness to my situation. I’m on a pension and make pocket money on Etsy. $70+ is a lot of money for me to loose on nothing. I emailed back and no response. Very poor customer service and money grabbing company. This situation arose because it was not transparent how to find a way to cancel when I realised this app was no working for me.
it worked a little bit at first but not a lot of functionality in the app. the desktop version is nice and I do use that but the phone app is kind of worthless. now it won't even open. uninstalling
Far too expensive
Slow at creating invoices and adding payments, Not worth the money and the annual increase in pricing is a kick in the guts. Never again!
Waste of 30 minutes
I have Xero on my desk top but putting it on the iPhone is a complete waste of time. I logged in it said my bank accounts were overdrawn they are not it said I have not sent any invoices I have. I tried to link bank accounts and it just went round in circles log on to bank ok log into Xero enter set up key what set up key Given up
as a new business wanting to get started with digital accounting I chose the simple mobile version. once I reached the maximum allowance for invoices created, only 10 per month 😥, I decided to upgrade....YOU CAN'T, you have to cancel the subscription and wait a month before you can renew through Xero. Utterly ridiculous. As a new business you are trying to build customer confidence and having to change the invoice and quotation process is embarrassing.
Must buy a plan to continue..
Not actually free and please remove all the excessive ads from Amazon prime it’s exhausting and painful it feels like CIA torture tactics
Useless App
Can we please have it work with full functionality so that we can use our ipads or mobile phones and check chart of accounts and reports. Its useless app.
Can't Purchase Orders in the app? what's the good of having only a small proportion of your accounting software features available on the app? Where's project allocation in bills? Can't believe we pay for this. Edit: "Sales" screen only has sections "invoices" and "quotes." "Projects" being a paid-for add-on we expect these features to be present and to work. Spend some of our high £subs on dev! Allocating POs to projects... another feature missing across the board. Cannot send POs from the app
The entire logging in process is so painful. I have to jump between apps to get to my authenticator and by the time I come back to put it in, it's sent me back to the sign in page. I only have 30 seconds per code. Then it'll lock you out mid-use because you moved to another app to get something. Frustrating.
Missing basic functionality
Astounding that in 2024 Xero still insist that if you’re travelling you must take your laptop and not your iPad, or use the cumbersome browser (if that’s even possible). How is such a basic function as running payroll not possible within the app? Edit: Still not possible two years later. I’ve now moved elsewhere as I really need this most basic of functions.
Almost good
I wish it would scan receipts and auto crop the images when taking photos of a bill. Otherwise the app seems to work well.
Worst software
Coming from quickbooks thinking it would be similar. I mean the app crashes constantly, stripe partner is terrible for payments, nothing but headaches since day 1. DO NOT recommend
Doesn’t Open - dreadful update
Been with Xero for 7 years and have 5 businesses on the Xero app. Since the last update the app won’t even open. If it ain’t broke don’t fix it. My FD now looking at shifting our 5 accounts to another provider where the app works. Silly silly update Xero
GST illegal
Annoying app that, incredibly, and illegally, quotes retail prices without GST. That’s ok for wholesale transactions, but not for retail. It’s frustrating and annoying. No one wants the GST separated. Do your job properly and give us a program that enhances our business instead of creating friction with our customers.
New version of app is terrible
Old app was good to use and functional. New app is badly formatted and crashes often.
Laggy
The most laggy app I have on my phone. Multiple times I’ll go to write an invoice and it’ll glitch out and self close the app forcing me to restart the invoice not to mention the response time to click anything is ridiculous
Error 400
Since the latest update I have tried everything but can't get past the error code 400 at log in. Changed my password and cleared my cache and done everything suggested. Can log on through Chrome or Safari but not via the app. Frustrating. Thank you for responding but I can't log in to raise a ticket. Where do I find this on the website as just going round in circles?
Too many limits
Not being able to manage subscription for services is annoying. Credit card subscriptions for multiple services is the norm these days, why no recurring auto reconciled option for this. Also splitting income and outgoings by a percentage based on a category. These are two major headaches
Not Working
Trying to let you know the app hasn’t been working on iPhone for 4 days. It doesn’t open. Will delete this review when you realise it’s broken and update.
Rubbish
Can’t log in - keeps saying the same message over and over again… Logs you into the web app (which is useless on a phone) but doesn’t let you use the app itself. What a piece of junk. Worked fine on android btw.
No way to access my account
I have a xero account through my company and when I log in to the app it shows me a paywall forcing me to chose a plan to gain access with no work around. I don’t need a plan, my company pays for a plan, I can access my account fine on the desktop and on mobile chrome so why not the app? No helpful info in the FAQs on the website. Ridiculous.
Still can’t send statement from App
Since we started using Xero, and we haven’t changed the way we use it, our monthly fee has increased from $25p/m to now $100p/m. And we are still unable to send a customer their statement from the App. Great having these new in person payment methods, but somewhat useless if we are unable to talk to a customer whilst onsite about those outstanding invoices. And yes we have lodged a suggestion/tequest regarding this issue. 4 years ago I think!?
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Questions about Xero Accounting for business
- What do users complain about in Xero Accounting for business?
- The specific problems reported most, counted by people: Missing core desktop functionality (63 people, 30%); No access to human customer support (31 people, 15%); Login and 2FA authentication failures (26 people, 13%); App crashes or freezes on launch (18 people, 9%); Frequent price increases without loyalty discounts (15 people, 7%). 8% of complaints say only that the app is bad, without saying what fails.
- How many people complain about Xero Accounting for business?
- 209 reviews rated 3 stars or below from 207 people on App Store & Google Play, written between 02 Aug 2011 and 05 Nov 2026; 3 people in the last 30 days. The reviews themselves, each linked to the store, are listed on this page.
- What do people report about the latest Xero Accounting for business update?
- Version 10.109.0 (first reviewed 19 Sept 2026) has 3 complaints on the App Store; the issue reported most against it is missing core desktop functionality (1 people). Google Play reviews carry no version.
- Is this Xero Accounting for business's store rating?
- No. Only reviews rated 3 stars or below are collected, so these numbers describe complaints and cannot be read as the app's App Store or Google Play score.
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